Members pay by transfer and tell CoopOS on WhatsApp — in any language. We confirm it, record it, chase the latecomers, and keep a clean trail. No more lost Excel sheets or “I sent it” disputes.
Free during pilot · No card required · Set up in a day
CoopOS
online
I paid 5,000 for this month
✅ Recorded ₦5,000for June 2026. You're all paid up — thank you! 🙏
Abeg wetin be my balance?
You've paid in June, May and April. You dey alright! 💪
28 / 30 paid
₦140,000 collected
Members transfer the money but forget to send proof — so you’re never sure who actually paid.
One wrong tap and a column is gone. Versions multiply across phones until nobody trusts the numbers.
Chasing 30 people every month in WhatsApp is exhausting — and the quiet defaulters slip through.
“I sent it last week.” With no clean record, every disagreement becomes your word against theirs.
A member sends their usual bank transfer, then texts your CoopOS number — a quick “I paid 5,000”, or just a photo of the receipt.
The WhatsApp assistant reads the amount, records it against the right cycle, and replies with a clear confirmation — in seconds.
Your dashboard updates live, reminders go out on their own, and every kobo carries a trail you can show anyone.
Members message “I paid 5,000” or send a receipt photo. Our assistant reads it and records the contribution — no app for them to install.
CoopOS nudges members who haven’t paid, on the schedule you set. No more chasing people one by one in the group chat.
See who has paid, who is owing, and how much you’ve collected this cycle — updated the instant a payment lands.
English, Nigerian Pidgin, Yoruba or Hausa. Members write how they talk, and CoopOS understands.
Every payment and reversal is logged with a reason and a timestamp. The end of “but I sent it” arguments.
One number serves many cooperatives. Members in more than one group simply pick which they mean — we remember it.
Run your full cooperative on CoopOS during the pilot at no cost. Pay only when you're ready to keep going.
For cooperatives getting started with CoopOS.
For established cooperatives, after the pilot.
“[ Testimonial coming soon — a word from one of our pilot cooperatives on how CoopOS changed their collections. ]”
Pilot cooperative
Secretary · Lagos, Nigeria
Chat with us on WhatsApp and we'll have your group set up — for free — before your next contribution cycle.